Terms of Use

Effective Date: April 3, 2026

Welcome to Life Coverage Match. By accessing or using our website at lifecoveragematch.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site.

About Our Service

Life Coverage Match is a free consumer service that helps individuals find life insurance coverage by connecting them with licensed insurance agents and carriers. We are not an insurance company, agent, or broker. We do not sell, bind, or underwrite insurance policies. All insurance products are offered and sold by licensed agents and insurance carriers.

Eligibility

You must be at least 18 years old and a resident of the United States to use our services. By using this Site, you represent and warrant that you meet these eligibility requirements.

Consent to Contact

By submitting your information through our Site, you expressly consent to be contacted by Life Coverage Match and/or one or more licensed insurance agents or carriers, by phone (including autodialed or prerecorded calls), email, or text message at the number(s) and/or email address you provide, even if your number appears on a state or federal Do Not Call list. You understand that this consent is not a condition of purchasing any product or service.

Accuracy of Information

You agree to provide accurate, current, and complete information when using our Site. Providing false or misleading information may result in inaccurate quotes or the inability to obtain coverage.

No Guarantee of Coverage or Pricing

The information presented on our Site, including any preliminary quotes or estimates, is for informational purposes only and does not constitute an offer or guarantee of insurance coverage or pricing. Actual coverage, terms, conditions, and premiums are determined solely by the insurance carrier and are subject to underwriting approval.

Intellectual Property

All content on this Site — including text, graphics, logos, icons, and design — is the property of Life Coverage Match or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Life Coverage Match. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with the use of any such content or services.

Disclaimer of Warranties

The Site and all content, materials, and services provided through it are offered on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, Life Coverage Match and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of your use of the Site or our services.

Indemnification

You agree to indemnify and hold harmless Life Coverage Match, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of another person or entity.

Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Life Coverage Match is headquartered, without regard to its conflict of law provisions.

Contact Us

If you have questions about these Terms of Use, please contact us at:

Life Coverage Match
Email: [email protected]